MoneyGist®
MoneyGist Wealth O/S
Everything you own and owe, in every country, on one screen.
Track all your assets, investments, and debt across countries, asset types, and providers. See what it is worth today, how much of it you could actually reach this month, and how far you have come in your financial journey.
Three Questions, Answered Every Time You Open It.
ONE
What am I worth, across every country?
Assets and debts in every currency you hold, converted to one reporting currency using dated exchange rates, with the split by country, by asset type and by provider.
TWO
What could I reach quickly, and how long would it last?
Your cash separated from the money tied up in property and pensions, and how many months of your own spending it would cover. Most trackers do not tell you this at all.
THREE
What actually moved my wealth this month?
Month-on-month movement from your saved snapshots, with the part caused by exchange rates separated from real growth, so a falling naira does not get mistaken for losing money.
All Your Assets At Home & Abroad In One Picture
Add the countries and currencies your life actually involves. Each country gets its own page showing what you hold there, what it is worth in your reporting currency, and what share of your total it represents. Exchange rates come from European Central Bank reference rates and carry the date they were fetched.
DEMO
See how it works
Watch me explain how it works… Or try out the app itself with all features enabled!
Price
Free
- Unlimited holdings
- Two countries and three currencies
- Automatic share price and exchange rate updates
- The full overview: net worth, where it comes from, how it splits, what you can reach and how long it would last
- Your last three monthly snapshots
- One PDF report
- Export your holdings, delete your account any time
- Conceal values on screen
- Monthly summary email with the headline figures
Would rather own a file than hold a subscription? The Global Net Worth Dashboard does the same job in Excel. You keep the file and update the rates yourself.
Pro – £89 a year (or £8.99 a month)
- Everything in the free plan
- Unlimited countries and currencies
- Your full history: every snapshot, the month-on-month table, and the currency impact timeline
- Unlimited PDF reports, plus a dated year-end pack by country
- Household: a second portfolio, tracked separately and combined
- Goals and runway targets, with progress tracked against them
- The full monthly email breakdown, on the frequency and send day you choose
Questions people ask first
Does it connect to my bank accounts?
No. You enter holdings yourself, or import them from a CSV. Nothing is linked to an account, so nothing can be pulled out of one. Prices and exchange rates move only when you press refresh.
Which currencies and countries does it handle?
Your assets are held in any currency that they were acquired in. You choose which currency to report your total net worth in. Rates come from European Central Bank reference rates, updated on working days. Currencies with no live feed can be maintained manually.
What happens where there is no price feed?
Anything without a ticker or free feed (e.g. property, workplace pensions, private holdings) are maintained at the value you set. The app tells you when it’s time to refresh.
Where is my data kept?
Your data is only visible in your device browser until you create an account. After that it is saved to your account so you can access it from another device. You can export a CSV or a full backup file at any point.
Is this financial advice?
No. It is a record-keeping and information tool. It makes no recommendation, and it is not a substitute for a regulated financial adviser. The value of investments can fall as well as rise, and the figures are only as accurate as what you put in.
Can I use it alongside the Excel workbook?
Yes, and some people do: the workbook as a file they own outright, the app for the month to month. They hold the same kind of record, so a CSV export from one gives you a starting point in the other.
One place where the whole picture lives.
MoneyGist Wealth O/S is a record-keeping tool, not financial advice.